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Usury laws to limit how much money a bank can make off of writing a mortgage, for one thing. Right now, the price at which houses are built and sold is largely dictated by how much can be borrowed to buy them. If banks are more reluctant to write exorbitant loans, the market will be pressured toward building more, and cheaper, homes for people who can’t afford what’s being currently built.
Honestly, less than they currently are. The scope of public education has far surpassed simple “reading, ‘riting, and ‘rithmetic” into something more akin to socialized daycare. Plenty of credit is due to the teachers, and the work they’re doing, but there is far too much being asked of them. Public school cannot replace parents, and we’re going bankrupt finding that out. I say we need to reduce the role of public education back to essentials, because what’s really going to improve the outcome of these children’s lives is forcing their parents to actually raise them, rather than hoping the school does it.
I like initiative and referendum. I do think it needs to be protected, though. In places like Sioux Falls, as we’ve seen with the optouts and data center fight, the right of initiative and referendum exists only in theory. Either the time limits or the signature requirements need to be fixed in difficult jurisdictions; otherwise no one will ever be able use their rights in practice. In general, I support more use of I and R, with longer time limits, and lower signature requirements.
I think our elections are pretty fair and secure as they are here in South Dakota. I would want to pull back the deadline to mail ballots in to well before the election, though. I see the reason for absentee voting, but given the state of the post office, we need to be proactive about not having ballots received after the election. I support proof of citizenship when registering to vote, and photo ID to vote.
I think our focus should be more on normalizing traditional family units. People are not automatons, and we just aren’t made to be individual worker drones. Being human comes with children, and when that does not fit into a hyper individualist mindset, we need to change our mindset, rather than square the circle of industrial child care.
Affordability. Through some combination of predatory consumer debt, regulatory stars crossed against cheap housing, and a monopolistic health care market, all we can hope for in life is to eventually pay off the cost of our existence. We need radical solutions to health care costs, home and car prices, and even rebalancing our social programs, like reducing public education while increasing funding to EMS.
Crime and social decay. We can, and should, enforce the law, but this problem will only get worse if we don't have more strong families. The government cannot fix this, but it can stop pursuing policies discouraging a single income, two parent, nuclear family. In my opinion, this is truly the single most vital issue in our future.
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